Maximus vs. PeterMD
PeterMD prices lower. Maximus treats in more formats.
Maximus prescribes testosterone as a pill, a cream, or an injection, from $99.99/mo, with medication included. Fertility-friendly enclomiphene and hCG options come as part of the protocol, and you can start month to month. PeterMD sells injectable testosterone on a six-month minimum, paid up front. Either way, it starts with a blood test.
What Maximus prescribes
Oral · Cream · Injection
- ✓Oral, topical, and injectable testosterone — plus fertility-friendly combinations
- ✓At-home testosterone test, 10 markers, $99.99 — no lab visit
- ✓A board-certified U.S. physician sets the dose. Message them 24/7.
- ✓Choose a 1, 3, 6, or 12-month plan, with instalments available
Lab-guided · Doctor-supervised
The three differences that matter
Where these two actually diverge
01
Read both advertised rates as totals
The PeterMD 12-Month Plan advertises $79/mo, which is a $948 charge today. Maximus advertises $99.99/mo, and its committed plans are paid for the term as well, though they can be split into instalments. On both sides, compare the total rather than the monthly figure.
02
Six-month lock, or a choice of term
PeterMD requires a 6-month minimum on every TRT program, whichever tier is bought, and all sales are final. Maximus offers 1, 3, 6 and 12-month plans.
03
Three ways to take it, or one
PeterMD’s testosterone menu is injectable, enclomiphene, and hCG — neither an oral capsule nor a topical is confirmed anywhere on its site. Maximus prescribes testosterone as a pill, a cream, or an injection, and a physician can change format without changing clinic.
The short answer
Two different bets: the lowest price, or the widest formulary
PeterMD is the cheaper way in, as long as you can pay for the year up front. Maximus costs more each month and gives you more ways to take testosterone, with fertility options built into the protocol rather than added on. Which one fits comes down to whether the lower price or the wider choice matters more to you.
Fit check
Choose PeterMD if…
- You’re buying on price and can pay up front. $948 for twelve months of injectable testosterone, with medication and shipping included, is cheaper than the equivalent Maximus plan.
- You’re already committed to injections and want the lowest monthly cost, with no interest in switching formats. PeterMD’s testosterone formulary is injectable, enclomiphene, and hCG only.
- You want a price guarantee in writing. PeterMD publishes a price match on its own site: “If you find a better price, we’ll give you 20% off.”
Fit check
Choose Maximus if…
- You want oral testosterone or a topical/cream option. Neither is confirmed on PeterMD’s site — their testosterone menu is injectable, enclomiphene, and hCG.
- Fertility matters as a designed protocol, not a product add-on. Maximus runs fertility-friendly testosterone as its own protocol category with four tagged protocols and published in-house studies; PeterMD markets hCG as a fertility adjunct, but it is a purchase decision rather than a documented protocol, and it carries real, state-by-state restrictions on PeterMD’s own site.
- You want to message a physician 24/7 without booking a visit. PeterMD requires a scheduled consultation for any dose change, per their own FAQ.
Every PeterMD statement on this page was read from PeterMD’s own pages on July 31, 2026 (domain: getpetermd.com — petermd.com does not resolve), and is listed with its source in this page’s editorial notes. Providers change pricing and formularies; check both sites before deciding.
What each one costs
The “$79/month” number is not a monthly charge
Both clinics advertise a monthly figure and then ask you to pay for the term. The rows below show what each one actually charges, so compare the totals rather than the headline rates.
| Maximus | PeterMD | |
|---|---|---|
| Entry price* |
$99.99/mo Enclomiphene or injectable testosterone, 12-month plan. Medication included. |
$79/mo 12-Month Plan, charged as $948 today $139/mo Monthly Plan, charged as $278 for the first two months |
| Medication cost |
Included in the protocol price |
Priced per medication, separately Enclomiphene 12.5mg $278 bi-monthly · hCG $147 (5,000 IU) to $301 (10,000 IU checkout upsell) |
| Lab cost |
$99.99 one-time At-home testosterone test $199.99 or $349.99 per year Comprehensive venous panels |
$247 to $549 Optimization, Comprehensive, or Executive panel — sold separately. PeterMD does not state whether labs are included in the TRT plan price. |
| Shipping |
Free |
Free |
| Billing term |
1, 3, 6, and 12-month plans Committed 3 and 6-month plans run the full term, and the remainder is not refundable |
6-month minimum commitment Required on every TRT program, regardless of which plan tier is purchased. All sales final. |
Compounded medications are not FDA-approved for safety, efficacy, or quality.
To compare the two honestly, read both advertised monthly rates as totals. The PeterMD “$79/mo” is a $948 charge today, and the plan carries a six-month minimum either way. Maximus committed plans are also paid for the term, though they can be split into instalments, and a 1-month plan is available if you would rather not commit.
Maximus prices pulled from the Maximus prices API on July 31, 2026. PeterMD prices as listed on getpetermd.com on July 31, 2026. Both providers change prices without notice.
*Billed monthly or by plan term. Full billing, availability, and cost terms are at the bottom of this page. HSA and FSA eligible.
Formulary
PeterMD offers a narrower testosterone menu than Maximus
PeterMD’s testosterone formulary is injectable testosterone, enclomiphene, and hCG — no confirmed oral or topical option. What it lacks in format breadth, it makes up in catalogue breadth outside TRT: GLP-1s, ED treatment, hair loss, and more, sold separately.
| Maximus | PeterMD | |
|---|---|---|
| Injectable testosterone | ✓ Offered |
✓ Offered Testosterone Cypionate |
| Oral testosterone | ✓ Offered |
— Not listed Their nav item “Oral TRT” routes to the enclomiphene page, not a testosterone capsule |
| Topical / cream | ✓ Offered |
— Not listed “Scream Cream” is a separate sexual-wellness product, not a testosterone cream |
| Troche | — Not offered | — Not listed |
| Enclomiphene | ✓ Offered | ✓ Offered |
| Clomiphene citrate | — Not offered |
? Unclear Named only in the site’s safety-information block, not on a product page |
| hCG |
✓ Offered Alongside injectable testosterone |
✓ Offered Real state-by-state restrictions apply — check current availability directly with PeterMD |
| Anastrozole | — Not offered |
? Unclear Named only in a 2023 blog post whose prices no longer match the live site |
| Peptides |
✓ Offered Sermorelin |
✓ Offered Sermorelin, NAD+ |
Formulary read from each provider’s own website on July 31, 2026. “Not listed” means the compound did not appear on any page read that day, not that the provider refuses it. Formularies change; verify before switching.
Anastrozole and clomiphene appear only in PeterMD’s safety-information text, not as prescribable products — that is meaningfully different from a formulary listing, and the grid reflects that distinction rather than treating a safety-info mention as an offer.
Testing and monitoring
PeterMD requires a booked visit for labs and for dose changes
This is where the two protocols differ most in mechanics: PeterMD’s labs are drawn in person and its dose changes go through a scheduled consultation. Maximus does both without a lab visit or a booked appointment.
| Maximus | PeterMD | |
|---|---|---|
| Panel size | At-home testosterone test: 10 markers, including total and free testosterone, SHBG, estradiol, LH, FSH, PSA, and hematocrit. Separate comprehensive panels run 110 or 146 metrics. | Three tiers sold separately: Optimization ($247), Comprehensive ($297), and Executive ($549), advertised at 30+, 69, and 129 biomarkers respectively. |
| How blood is collected | At-home capillary collection with the Tasso+ device, no lab visit. The comprehensive panels use a venous draw at a partner location. | In-person venous draw only. PeterMD’s own site says plainly: “Skip the at-home kits. Get professionally drawn labs at trusted nationwide facilities,” routed through Quest. |
| Retest cadence | Baseline labs before the first dose, follow-up labs 4 weeks after a dose change, and annual labs at minimum thereafter. | A 90-day check-in is the only cadence PeterMD publishes. No follow-up lab schedule is stated anywhere on their site. |
| Who provides care | US-based, licensed, board-certified physicians with expertise in hormone optimization. | U.S.-licensed physicians hold the controlled-substance and state DEA licenses required to prescribe. PeterMD’s published leadership team is a chief growth officer, a president with a nurse-practitioner background, and a chief operating officer — the two MDs named on their site sit on an advisory board, not as treating clinicians. |
| Messaging and dose changes | Message a physician 24/7. The physician adjusts the dose. |
Claims 24/7 access to your medical team The only concrete instruction on their site is to message customer support, not a clinician A dose change requires a scheduled consultation Per PeterMD’s own FAQ, booked from your account page or during a renewal visit |
PeterMD details read from getpetermd.com on July 31, 2026. Maximus details from maximustribe.com, same date.
Coverage and fertility
Where each one operates, and what happens to fertility
State availability
State availability changes as regulations, formularies, and company policy shift. Check with PeterMD and Maximus directly for current coverage in your state.
Fertility support
- Maximus. Fertility-friendly testosterone is a top-level protocol category, with four tagged protocols and hCG available alongside injectable testosterone. Two in-house studies report participants maintaining LH and FSH above fertility thresholds.
- PeterMD. hCG is marketed hard as a TRT companion — “one of hCG’s most important secondary benefits is that it preserves fertility and testicular function” — and their checkout explicitly recommends starting hCG alongside testosterone so “nothing shuts down.” That is a real, marketed pathway, but it is a product purchase, not a documented protocol: no published fertility panel, no HPTA-restart plan. hCG also carries real, state-by-state restrictions on PeterMD’s own site, unlike anything published for their enclomiphene or injectable lines.
Fertility preservation is not guaranteed. Injectable testosterone consistently suppresses sperm production without an enclomiphene or hCG adjunct. Fertility-friendly protocols at Maximus means the enclomiphene-containing and hCG-containing protocols specifically — not testosterone cream or injectable testosterone taken alone.
Fit check
Who PeterMD is not the right fit for
Nothing below is a knock on the care PeterMD provides. These are cases where what a man is looking for sits outside what PeterMD publishes.
Men who want oral testosterone or a topical/cream option.
PeterMD’s testosterone menu is injectable testosterone, enclomiphene, and hCG. Their nav lists “Oral TRT,” but it routes to the enclomiphene page, not a testosterone capsule, and no testosterone cream or gel exists in their catalogue — “Scream Cream” is a separate sexual-wellness product. If a capsule or a cream is the format you want, PeterMD’s published formulary does not carry it.
Men who want to adjust their dose without booking a visit.
PeterMD requires a scheduled consultation for any dose change, per their own FAQ: “a consultation with your PeterMD physician is required.” Maximus adjusts the dose over a 24/7 message to a physician, no booking required.
Men who want a named, credentialed medical director standing behind the practice.
PeterMD’s published executive team is a chief growth officer, a president with a nurse-practitioner background, and a chief operating officer. The two MDs named on their site are listed under an advisory board, not as treating clinicians.
Why the Maximus protocol is built this way
Licensed physicians, certified pharmacies, published studies
Testosterone is a Schedule III controlled substance. A pharmacy can fill it only against a valid prescription from a licensed prescriber, and no online provider changes that.
How the care is delivered
- Blood work before the first dose, with an at-home collection kit
- A US-based, board-certified physician who sets the dose from those markers
- A LegitScript-certified U.S. pharmacy filling the prescription
- Follow-up labs 4 weeks after a dose change, and annual labs at minimum
- A physician reachable by message 24/7
Published clinical evidence
- Maximus runs and publishes its own studies. Mean free testosterone rose 129.8% on Oral Testosterone (N=34, p < 0.001), and 100% of those participants held LH and FSH above fertility thresholds.[1]
- A second in-house study covers testosterone cream paired with enclomiphene (N=45, open-label and observational). Its fertility-marker results apply only to that combination at 12.5mg or higher.[2]
Study sources and what the figures mean
Oral Testosterone. Source: Maximus Oral T HPTA Non-Suppression Study, N=34, an open-label observational study with no placebo control. Figures are group means, not per-client outcomes. The mean is the generally expected result. Individual results vary, and some men respond less than the mean.
Testosterone Cream. Source: Maximus Topical Testosterone with Enclomiphene Study, N=45, open-label and observational. Its fertility-marker figures apply only to the cream paired with enclomiphene at 12.5mg or higher.
FDA's approved indication for testosterone products is classical or organic hypogonadism. FDA retained a Limitation of Use explicitly warning that the safety and efficacy of testosterone products have not been established for men with age-related hypogonadism.
Bottom line: pick the price model that actually fits how you pay
If the lowest price is what matters and you are happy to pay $948 today and commit for at least six months, PeterMD is built for that. If you want a choice of how you take it, oral, cream or injection, with fertility options built in and the option to start month to month, that is what Maximus is built for. Either way, it starts with a blood test.
Enclomiphene
$99.99 to $199.99/mo*
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Oral Testosterone
$149.99 to $249.99/mo*
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Testosterone Cream
$109.99 to $209.99/mo*
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Injectable Testosterone
$99.99 to $199.99/mo*
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FAQ
Questions men ask when they are comparing clinics
Can you switch from PeterMD to Maximus?
Yes. Switching means starting a Maximus intake and being evaluated by a Maximus physician, who writes any new prescription. PeterMD’s TRT programs carry a minimum 6-month commitment and its terms state that all sales are final — cancel or let the term run out directly with PeterMD.
Can an existing testosterone prescription transfer?
A Maximus physician writes a new prescription after reviewing your labs. Recent bloodwork can shorten the process: results from the last 6 months can be uploaded during signup if they include total testosterone, SHBG or free testosterone, LH, PSA, and hematocrit. Anything older or thinner and you start with a fresh panel.
Is Maximus covered by insurance? What about HSA and FSA?
Maximus is direct pay and does not bill insurance. Maximus protocols are HSA and FSA eligible, so pre-tax dollars can be used. Insurance handling differs from clinic to clinic — check any provider’s current policy directly.
Which states does each clinic serve?
State availability changes as regulations, formularies, and company policy shift for both companies. Check with PeterMD and Maximus directly for current coverage in your state.
What happens if the labs say testosterone therapy is not right for you?
A physician reviews the panel before prescribing anything. If testosterone therapy is not appropriate, the physician says so and discusses what else the markers point to. Billing and cancellation terms are set out in full at the bottom of this page.
Is Maximus testosterone compounded?
A licensed U.S. pharmacy compounds Oral Testosterone, Testosterone Cream, and Injectable Testosterone against your prescription.
Compounded medications are not FDA-approved for safety, efficacy, or quality.
Does Maximus offer everything PeterMD does?
No. As of July 31, 2026, Outside testosterone, PeterMD lists a broader catalogue than Maximus does: GLP-1s, ED treatment, hair loss, thyroid, and more, sold à la carte. Within testosterone specifically, PeterMD’s own site does not confirm an oral capsule or a topical option; Maximus offers both. If a specific product is what you are after, check both formularies before switching.
Important safety information
Prescription testosterone requires a physician evaluation and ongoing lab monitoring. Reported effects across the class include acne or oily skin, libido changes, mood changes, fluid retention, elevated blood pressure, elevated hematocrit and hemoglobin, elevated PSA, testicular shrinkage, suppressed fertility, gynecomastia, and worsening of sleep apnea.
Serious risks include polycythemia or elevated hematocrit (CBC monitoring required), deep vein thrombosis and pulmonary embolism (rare), cardiovascular events in high-risk individuals, significant suppression of sperm production, and hypersensitivity reactions.
Read full safety information
Testosterone products carry a class-wide warning about increases in blood pressure, per FDA class-wide labeling changes announced February 28, 2025.[3]
Topical secondary exposure. Testosterone Cream can transfer to another person through skin contact. Wash your hands after applying it and cover the application site with clothing. The site can be washed after 2 hours. Keep children and pets away from the site.
Injection-specific. Injection site pain, swelling, or bruising. Hypersensitivity to the oil carrier is rare. Injectable testosterone is a controlled substance.
Review the Medication Guide for any FDA-approved testosterone product your physician prescribes. Full safety information: maximustribe.com/safety
These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
References
This page compares two providers using each provider’s own published information, read on July 31, 2026. It is general information, not medical advice.
- 01Maximus Oral T HPTA Non-Suppression Study (N=34). maximustribe.com/white-paper-oral-native-trt
Open-label observational study with no placebo control. Source for the 129.8% mean free-testosterone figure and the fertility-marker result quoted on this page. Group means, not per-client outcomes.
- 02Maximus Topical Testosterone with Enclomiphene Study (N=45). maximustribe.com/white-paper-testosterone-cream
Open-label observational study with no placebo control. Its fertility-marker results apply only to testosterone cream paired with enclomiphene at 12.5mg or higher.
- 03U.S. Food and Drug Administration. FDA issues class-wide labeling changes for testosterone products. Drug Safety Communication, February 28, 2025. fda.gov/drugs/drug-alerts-and-statements/fda-issues-class-wide-labeling-changes-testosterone-products
FDA states that completed blood-pressure studies confirmed an increase in blood pressure across all testosterone products, class-wide. The same action retained the Limitation of Use on age-related hypogonadism.
- 04PeterMD. Men’s TRT, How It Works, Enclomiphene, hCG, Blood Work, and Company Overview pages. getpetermd.com
Source for every PeterMD figure on this page: rate cards, cart SKUs, lab panels, formulary, monitoring, and availability claims. All pages read July 31, 2026. Domain note: petermd.com does not resolve (NXDOMAIN); the live site is getpetermd.com. PeterMD changes pricing and formulary without notice; verify before deciding.
Compounded medications are prepared by licensed 503A/503B pharmacies using pharmaceutical-grade active ingredients. They are not FDA-approved finished drug products. Maximus protocols require a physician prescription.
Billing, availability, and cost
Billed monthly on the 1-month plan, or paid in advance or in installments across the full term on the 3-month and 6-month plans. At current rates a 6-month plan totals $899.94 for Oral Testosterone, $659.94 for Testosterone Cream, and $599.94 for Injectable Testosterone and for Enclomiphene, and a 3-month plan totals $599.97, $479.97, $449.97 and $449.97 respectively. New clients starting a 6-month plan get 50% off the first month, which lowers those totals. Lab testing is required, and any lab fee is disclosed in writing before your card is charged. Auto-renews on the day your current term ends, at the plan price and cadence shown at checkout. Cancel by turning off auto-renewal in your Maximus dashboard at app.maximustribe.com/login or by emailing support@maximustribe.com, with no phone call required. Committed 3-month and 6-month plans run through the full term you agree to at checkout. They cannot be ended early, and the remainder of a committed term is not refundable.
HSA and FSA eligible. Direct pay, no insurance billing.
Availability varies by state. Click into the product to see whether Maximus can ship to your state.
Maximus is not affiliated with, endorsed by, or sponsored by PeterMD. PeterMD is a trademark of its owner and is referenced here only to compare publicly available information about the two services, read on July 31, 2026.
